If daily MCA payments are crushing your cash flow, you may qualify for debt settlement. Save 25-30% off your total balance and get your business breathing again.
Three simple steps to reduce what you owe and get back to growing your business.
Answer 5 quick questions about your MCA positions, balances, and cash flow. Takes about 2 minutes.
We calculate your settlement range, new monthly payment, and cash flow relief based on real settlement data.
A specialist contacts your MCA providers directly, negotiates settlements that save you 25-30% off the total balance, and consolidates into one manageable payment.
Debt settlement is the process of negotiating with your creditors to accept less than the full amount owed as complete payment. For MCA and business debt, this typically means paying 70-75% of the total balance (saving 25-30%).
Unlike bankruptcy, settlement keeps your business open and often resolves in 6-18 months. Unlike refinancing, it actually reduces what you owe rather than just restructuring it.
Settlement works best when payments are behind or you can demonstrate hardship. MCA providers often prefer a negotiated lump sum over a drawn-out default. That's your leverage.
See If You Qualify →When MCA stacking has you trapped, settlement is often the fastest path to financial recovery.
Negotiate your total balance down by 25-30%. Stop overpaying on inflated MCA positions and eliminate excess debt permanently.
Replace multiple daily MCA debits with a single, predictable monthly payment you can budget around.
Most business debt settlement cases close within 18 months. No years of slow repayment dragging you down.
Settlement lets you keep your business operating and your personal assets protected without filing.
Once negotiations begin, the daily MCA debits stop. Your bank account starts recovering immediately.
We handle all creditor communication. No more calls, threats, or UCC freeze letters to deal with.
Settlement works best for businesses in one of these situations:
Stacked MCAs eating 30-60% of daily deposits
1 or more positions past due or in default
Cash flow dropping and payments unsustainable
UCC liens, confessions of judgment, or lawsuits
Any combination of MCA, loans, credit lines, or tax debt
Not sure if settlement is right? Get a free analysis.
See how business owners reduced their MCA debt and got their cash flow back
"I had $187K in MCA debt across 4 lenders. Daily payments were killing my cash flow. They settled everything for $140K and my monthly payment dropped from $6,200/week to $2,100/month. I can finally breathe again."
"Two of my MCA lenders were threatening lawsuits. I was defaulted on $142K. The settlement team negotiated everything down to $105K and got the lawsuits dropped. Took about 8 months but worth every day."
"I was stacking 3 MCAs and paying $4,800 a week. My accountant said I was 60 days from closing. Settlement brought my total from $96K down to $70K with one monthly payment of $3,900. My business survived."
"I owed $265K across 5 MCA companies. I was paying over $9,000 a week and my bank account was negative every Friday. They settled for $192K total. I went from barely surviving to profitable in 6 months."
"I had 3 MCA positions eating up 40% of my daily revenue. My business was suffocating. MCA Debt Trap negotiated all three down and I went from barely making payroll to actually growing again."
"I was told I had no options and would have to file bankruptcy. MCA Debt Trap settled both my MCAs for less than I expected. Saved my restaurant and my credit."
*Results are illustrative and based on typical settlement outcomes. Individual results may vary based on debt amount, lender cooperation, and business circumstances.
Answer 5 questions and see your estimated settlement range, new monthly payment, and how much cash flow you could free up. Takes 2 minutes. No obligation.
Get My Free Proposal →